In at least a paragraph, make a case, citing whether or not Target is responsible for the data breach that has affected so many of its customers. According to what the article says Target is doing for its customers, are they doing enough to compensate their customers for their trouble?
Target is responsible for the data breach that affected so many of its customers. The department store is responsible for the data breach because its computer systems and the figures in charge of this company's department failed to use a better protection system. The use of PIN numbers and other forms of identification for an individual is not specific enough. My grandmother and my mother both have Target credit cards. Although I am unaware of whether they face this credit card breach because I am not in charge of their finance, I have, in the past, taken care of some of my family member's billing statements and payment. When I am asked to help my grandmother view her banking statements online on a website that offers this program such as a banking website or a shopping website such as Bloomingdale's, I have to give a number of passwords, answer security questions, and so on. My online sessions with these websites is also put on a timer to ensure that whomever visits the website does not leave it up or use the website's ability to view statements for an unnecessary amount of time in order to obtain a certain amount of information about that individual. These other websites also make sure that the IP address is the same IP address that I have used primarily for this purpose.
ReplyDeleteHowever, Target seems to be doing all that it can to compensate their customers for their trouble(s) because full legal action has not taken place yet.
I will definitely make sure that I follow this story to see the outcome of this event.
Abriana Fornis
ReplyDeleteIn my opinion, Target is not responsible for the recent data breach. Target cannot control the actions of other people. Although some might argue that Target should have taken better preventive measures for such an instance, hackers today are constantly developing new software specifically for hacking into the databases of major companies to gain access to the personal information of consumers. According to the article, Target isn't doing enough to compensate its customers for their trouble. The damage has been done, and there isn't a way for Target to completely compensate its customers because they cannot repay its customers for all of the damage done to their reputations, if there is any. However, the company does suggest that they may take charge of potential costs, reimbursements for credit card fraud, liabilities from civil litigation, and government investigations.
Katy Howard
ReplyDeleteTarget is not responsible for the data breach that has affected so many of its customers. They did not commit any crime or do anything wrong, although they are not doing enough to compensate their customers for their trouble. All Target is really doing is offering a one year free credit monitoring protection. That is not enough. Too many people were affected from this. A little more effort in rebuilding the protection of credit would be necessary.
I realize that others would say that Target is not doing all that they can for the victims of this security breach; but, I believe that Target is doing the best that it can with this situation. For example, they gave a statement saying that they do not accuse the customers whatsoever of being responsible and they will also pay for them to get a credit monitoring system like "Lifelock" for a year. Also, to find the culprits Target has joined forces with the Secret Service and the US Justice Department. Target will even compensate every customer for the credit card con which they are having to take into account with their expenses. In conclusion, things like this happen and even though Target is responsible for this entirely I believe they realize their mistake and are truly trying to make up for it.
ReplyDeleteBethany Lovell
Target is responsible for the data breach. Target should have had a stronger security system or some kind of alert system to worn them that 70 MILLION of THEIR CUSTOMER's personal data was being stolen or that something was wrong. During the holidays, Beefing up the security system is a god idea because that is the time when crime rises because people are crowding stores( not always paying attention) and may lose or drop vital items pertaining to their identity. when Target first notice that something was out of place, they could have notified their customers. Target is not doing their customers a stupendous favor with "zero liability" or the one year of free credit monitoring. People except to be taken care of when something goes wrong from the company end. Of course they would not pay for the damage the theft did with THEIR personal information. The free credit monitoring would have been useful BEFORE it was stolen by a hacker because of Targets inadequate security system. The customers should have more compensation, however; it will hurt Targets pockets just a pinch, but it will keep strengthen the loyalty of its customers. the sales and stock prices were not hurt too much so Target needs to pay up. Target should give its customers a 1,000 dollar gift card or 500 , or pay for half of the damages on the customers credit. Target should feel their customers trouble because their pockets feels it. when people feel it in their pockets, the same mistake will never happen twice.
ReplyDeleteTimothy Brown.
ReplyDelete- Target can't be blamed entirely on what has happen because there's no way to control what happens. Yeah, they probably could have been more secure or watched closely for and have better security , but either way if a thief wants something security or not they'll try to get. Target is doing enough for the customers, what else could they possibly to?
Target is not responsible for the data breach that affected so many of their customers. Target said consumers would have "zero liability" due to any fraudulent charges arising from the theft. It offered one year of free credit monitoring protection. I believe that Target is doing all that they possibly can provide. They can't do much more because the information has already been stolen. All they can do is give these people back something that will benefit their credit and information.
ReplyDelete-Danielle Deese
I do not think that Target is responsible for the data breach. It's not like Target wanted that to happen. The individual who stole the data is solely responsible for this incident. Target took precautions as to prevent something like that from happening, but you cannot prevent everything.
ReplyDeleteTarget is doing more than enough to compensate their customers. They are assuring their consumers that they will have "'zero liability' due to any fraudulent charges arising from the theft [which] offered one-year free credit monitoring protection." They are also planning on reimbursing their customers for credit card fraud.
Kate Singley
I do not believe that it is Target's fault that the data was breached. Somehow the hackers got the customers information, now that they have it there isn't anything they can do to get ALL of the customers information back to them or to promise that their information will be secure. Target thought that they had all of their customers credit cards, pin numbers, etc confidential. Target is doing a lot to compensate their customers for their trouble. Usually credit card holders could have to pay at least $100 for fraudulent purchases. In this case, Target is making sure customers have "zero liability" for any purchase made on their credit cards.
ReplyDelete~ Emmy Melchior
Target is entirly responsible for the loss of the identity of their customers. They are doing what they can about it. What needs to be done is that credit cards need to be encrepted individualy like they are in the rest of the world. What they need to do is to pay any customer whose identity is compromised and they lose any money over it. Identity lose is very criticle and the Target company needs to compensate every customer even more than they have and make it lifetime coverage.
ReplyDelete-Nicholas B. Davis
Nisha Singh
ReplyDeleteTarget is responsible for the personal data stolen in the data breach. Customers
trusted their personal information in the hands of Target, and they ended up
getting all their personal information stolen from them. Target claims that
there were two different attacks, and if so they should have secured their
systems the first time it happened so it would not happen again. With 110
million customers being scammed during the two data breaches, Target is not
doing enough for their troubles. They got a "truly sorry" and a one year free
credit monitoring protection. They only received this after their credit cards,
names, PIN numbers , addresses, email, and phone numbers have been stolen. If I
were a customer I would definitely sue Target.
SWAG
Target should she be responsible for what happen. When a customer gives them information they trust that target protects that information. Breaches should not happen. Customer should take no responsibility.
ReplyDeleteTarget wax not responsible for the data breach. Technology is advancing everyday making it difficult for companies to keep their firewalls secure ; however, since this was a first time offense I believe that it was not their fault at all. If it had been one out of numerous offenses then I believe the Target customers should take action. Target is also doing its best to apologize to their customers. Although it my seem like a small effort, the credit protection is a lot from the company. Businesses are always trying to increase their revenue so for Target to give something out lime that is a significant deal.
ReplyDeleteAbbi Spencer
Jala Thomas:
ReplyDeleteHonestly, Target is not the only retail store that have had this data breach, and I'm sure they will not be the last. I mean, computers and people's personal identities and card info get stolen and hacked all the time, but I do not think it's Target's fault, but I do feel like since its their store, then they should take responsibility for this data breach. Giving the customers "zero liability" due to any fraudulent charges that were charged among them, offering free credit monitoring protection for a year will keep some customers, but because of this, it can can also cause customers to not want to swipe their card at Target again, but what will happen after the year is over? Either way, the data breach was going to cause them to lose more business than usual, but eventually, everybody will be back shopping at Target. I feel like the banks should take off the charges that were made by the hackers on people's cards, because it is not only affecting their credit, but it shows that we need better protection and privacy policies when it comes to our credit and debit cards. All I can say is be careful, and make sure to keep your personal information hidden. Target had to do something or it would have made them look bad, and cause them to lose majority of their business. It would have affected the business sales of all the Targets around the world. I feel like Target should warn customers, but I think they wanted to keep their part limited, because of how many people it affected, and I think they fix the problem.
Target shouldn’t be held responsible for the data breach that affected so many of its customers. They shouldn’t be held responsible because hackers are able to hack many things now and they can get around security codes. Target had firewalls to secure their data but not everything can be secure and that’s why hackers were able to hack into it. I believe Target is doing enough to compensate their customers for their trouble because they stated consumers would have "zero liability" due to any fraudulent charges arising from the theft and target will offer one year of free credit monitoring protection to the consumer. –Kelsey Skurka
ReplyDeleteTarget is completely responsible for the data breach that affected approximately 110 million of its customers. When people buy things from a store, they give their credit card information to the store and trust that the store will not distribute or lose this information. Customer security should be a priority to Target and the hackers should not have been able to steal the data. The theft is solely Target’s fault because the customer’s gave their credit card information to Target and Target lost their personal financial information. Not only is this wrong morally but it is also wrong lawfully. In regards to what Target is doing for its customers, it is not enough. One year of free credit monitoring protection and an apology is not adequate for losing someone’s financial information. Target should at least put in more effort to catch the criminal and give customers monetary compensation for their troubles.
ReplyDeleteSidhanth Chandra
Target is very much so responsible for this situation. Storing pins in the system is quite unnecessary. They are responsible for repaying everything back that was stolen from their customers. However, the customers can help out by calling their banks and getting a new card and cancelling the old one. Target should pay the fees that the banks charge for a new card, to all customers that was effected only, plus the money that was stolen.
ReplyDelete-Kamika Sneed
Target should be liable for the data breach in their system. Target knows that they are a major company and that hackers will target them to get personal information from customers. Target should have had high security with this knowledge. In addition, it is also the holiday season and even more people will be shopping at Target than usual. Target clearly should have used common sense and ensured the safety of their customers information; however, Target is doing enough to compensate the victim customers. They are promising one free year of credit monitoring and reimbursements for any credit card fraud. Target is on the right path to righting their wrongs and and customers will hopefully shop in safety soon.
ReplyDeleteChandaman
Target can not help that a hacker got into their system; however, they have to
ReplyDeletetake the responsibility because it is their system. Target has the responsibility of protecting customers information and they failed to do that. Target is doing all they can to compensate their customers. Even though they are doing all they can to compensate customers, it won't make up for all the stress and time that customers have spent trying to cancel credit cards, get new ones, buy life protection, and many other stressful processes. Target should offer all the help for those customs possible.
Brooke Gilbert
I believe Target is ultimately responsible for the breach that has affected its customers. Even though hacking is difficult to prevent, Target is still responsible because they are the store involved in the issue. Target is reimbursing its customers for the fraud and is taking precautions to prevent this issue to happen again. I believe that is all Target can do at this point. There is no way to reverse what has happened, and the personal information of individuals is still possessed by hackers. -Janna Meeks
ReplyDeleteJared Wetzel
ReplyDeleteTarget is not at fault whatsoever. In cases of mass robbery , or any spontaneous tragedy, not much can be done to prevent it. Target and other businesses are not prescient. When a bank gets robbed, is the bank at fault? If a person gets mugged, was he asking for it? No, and there isn't much to be done about this case or any other regarding crime. It will always happen and will usually be punished, not prevented. The same thing happened to Sony and they could have done nothing about it. Yes, Target is doing enough to compensate its customers. Their shares decreased in value yet they still gave the customers affected a year of free credit
In my opinion, Target should have had a more poignant system of protection for their customer's credit information, unless they hadn't in the first place. In this way, Target is solely responsible. In essence, if Target had taken a greater precautions to potential situations (in regards to the accessibility of their database) their system would not have been compromised. In order to have prevented the brouhaha that was bound to ensue from lack of supervision, Target could have created a team organized to specifically monitor and handle a breach of the system.
ReplyDeleteAlthough, Target has granted "guests" affected by the database theft a free year of credit monitoring protection, Target should have already had a system in place for at least one free credit check per account throughout the year; Target is not doing enough. Direct charity should not necessarily be issued, but indirect charity should play a part. The customer's should receive a pardon from payments already made on their accounts depending on a percentage of their balance. I'm not suggesting that the 40 million peoples' whose accounts in which fraudulent purchases were made should have everything from their account paid in full, but as a business Target will have to do something more to alleviate at least some part of their customers' strain.
Iyana Gray
I believe that Target shouldn't be held responsible for the data breach. It is not their fault that someone HACKED them, that's the whole point of "hacking". Customers should shop and buy with credit/debit cards at their own risk. They knew at the time and place of purchasing such cards that their information could easily fall into the wrong hands. No one has the right to sue anyone over something that they had no control over.
ReplyDeleteWith a massive company, such as Target, any breach in security should ultimately be there fault. These types of companies have the ability to hire excellent technical support and when they deal with other people’s personal data they need to be able to secure themselves from any attack. They knew that at any moment someone could be trying to break into and acquire their data, so they should have the staff at hand to make sure that this never happens. Since there was a break in security, they obviously did not have the right staff hired and that is their fault. Now, while the break may be their fault, what they are doing to compensate customers is what should always happen when something on this scale happens. Target spokesperson said, “consumers would have ‘zero liability’ due to any fraudulent charges arising from the theft.” This means that if anyone finds a false charge, that was a result of the theft, then Target will take full responsibility and pay for it. This is what every company should do because it was ultimately their fault, since the consumers trusted them with their information when they shopped at Target. My dad’s friend owns a realty company, in which, he has access to information about others. An employee, now former employee, used his power to begin charging people a little extra for certain fees and then routing the extra to his own bank account. Instead of simply apologizing to his customers, he hired a separate accountant to find out how much money was taken from each person, which he then paid back to them in full. Just like Target, the breach was his fault because he hired the guy and just allowed anyone who worked for him to access the charges. They both valued their customers, though, since they are doing everything possible to fix the problem. So, yes, I do believe that they are doing enough for their customers, since the customers basically do not have to worry about the situation at hand.
ReplyDelete~~Colton Herren~~
Target should be held responsible for their customers' lost information because information such as that should be held under an incredibly tight leash, where there are no possibilities of their security of that information failing. Since that information is such important information that holds a person's life in it, failing to keep that data safe is unjustifiable. It should have been secured tighter. Then, once that information was leaked, they only offer one year of security for the customers who lost their identity thanks to Target. What Target should have done was correct their mistakes and made sure that their customers can get their identity back and live without worry, so they did not do enough to compensate their customers.
ReplyDeleteTarget is responsible, but not fully responsible for the data breach because it was caused by an outside force. If the breach was caused by an internal networking malfunction, then they could be held responsible. But, I do believe that they should take some responsibility for it because people were able to hack into their data and corrupt over 110 million customers' accounts. Since their system was lacking enough for 110 million accounts to be hacked into, they are responsible for taking some blame. And they are doing well enough to compensate their customers for their trouble. C'mon, "reimbursements for credit card fraud, liabilities from civil litigation, government investigations and enforcement proceedings"? That should well suffice for their customers whose accounts were breached.
ReplyDeleteI think that Target is responsible for the breach because if their security system was better they could have prevented it. While Target is not the first company to allow customers private information to be stolen, this data breach is one of the largest. However, I also think that they are trying to make the best of an unfortunate situation. By clearing their customers of any liability and offering one year of free credit monitoring protection Target is doing what it can to help its customers.
ReplyDeleteJakeias McGee
Target is most certainly responsible for the data breach. When we are online shopping at a store such as target, the least of our worries are if our private data will be hacked and numerous other personal things. We should be able to trust such sites that everyone utilizes so frequently. One free year of credit monitoring protection, is that enough? No way! Target has affected way too many buyers to just provide such pity "help". After all of the people they affected they need to take bigger steps and actions in order to fix their wrong doings.
ReplyDeleteKaitlyn Elwood
Megan Bandy
ReplyDeleteI believe Target is responsible for the data breach because they didn't protect it from being able to be breached. Also once they did find out the problem already 70 million people had been hacked. Those people already had names, mailing addresses, phone numbers or email addresses stolen. Out of all of this they only get 1 year of free credit monitoring. That can't cover all the damage that has been done.
Yes Target is responsible for the breach, because they should have taken precautions to prevent this kind of incident from occurring. Since target is a large business it should have seen an incident like this from occurring. What makes matters worse, Target had no procedure of what to do after a breach occurs. Target is in fact responsible for the breach. No target is not doing enough to compensate its customers. ~Azeeza Abdulrauf~
ReplyDeleteI think that target had nothing it could do to stop the hackers. The hackers broke through there fire wall and they dont have people that can stop. i dont believe they are giving enough compensation for the costomers loses and they need to do more.
ReplyDeleteI believe that target is ultimately responsible for the security breach. If they would have had better security in their computers, clients information would be secure. Target should have been more prepared and not let this happen. Because of the security breach, millions of clients now have all of their information for the hackers to use however they want. Even though they are investigating this crime, it does not make up for what has happened to the clients. Their addresses, phone numbers, and credit card numbers are out their for the world to see which can be very dangerous. Target needs to find out who committed the crime and make sure everyone's information is secure.
ReplyDeleteTarget should be held accountable for this situation. Why? Because why would target store people's card information and pin numbers? That's something you don't do. No target is not doing enough to compensate their customers for their trouble, giving a year of free credit monitoring protection is not enough, this is something that all companies should be doing for people's financial safety. They could offer a year of free 60% off all items, $50 gift cards etc. I also did happen to shop at target for Christmas gifts for my lovely mother and father and thank god i did pay with cash.
ReplyDeleteAnna Marie Callahan
ReplyDeleteTarget is absolutely responsible for the data breach that effected millions of its customers. People expect safety when shopping online and making credit/debit card purchases. For a large corporation such as Target customers should not have to worry about someone being able to hack a system and get all their personal information. Target should have their system protected from hackers in order to protect their customers. After the first breach Target should have investigated how someone was able to hack their system and make sure that it was fixed and secure so that it would no happen again. I understand that sometimes it happens and that Target might have their systems protected, but peoples personal information and money was reached through Target, so no matter what the circumstances they should be held accountable.
Mark Chapman.
ReplyDeleteIf a person is willing to entrust something as important as financial information to a company, it then becomes the company's responsibility to provide stable security for that information. Target is a professional company, and therefore should treat their customer's information professionally.
However, I have come to realize that even the most professional companies are made up of people, and people are historically infamous for their mistakes. Although this does not excuse the lack of security regarding the customers' information, it does make Target's plan to reimburse the victims of the breach much more honorable.
Even the government has been hacked, it's just a matter of making the people who were victims not liable for anything. They are having to go through a lot because of the trouble this is causing them, trouble that they are having to go through just because they shopped there. Target is doing all that they can do tho, but they should have done more initially to prevent a security breech as such. If they were to have spent that little bit of extra money it probably would have saved them money in the long run because now they are having to spend a ton of money on giving a free year of credit monitoring service to all of the victims. So in conclusion, target is pretty responsible for the data breach, but they are doing all they can now to help compensate for it. - morgan house
ReplyDeleteI think Target was responsible for the breach in the personal information of all these customers. I think that they should have made the information more secure so something like this couldn't happen. Target said they were truly sorry for this incident and they are doing everything possible to bring these people to justice and compensate anyone for their loses. I think they are doing enough for their customers because they are trying to find who did it and have offered to pay any fraudulent charges made against their customers.- Reece Johnson
ReplyDeleteTarget is absolutely responsible for this data breach. They were not protective enough with their customers personal information and they were punished by a drop in customers. It is not good enough to just provide one year credit monitoring. They should at least have a class action law suit filed against them and provide the small monetary compensation their customers deserve. If Target did not want these punishments laid on them, they should not have been so careless with there customers valuable information.
ReplyDeleteSilvia Brosolo
ReplyDeleteTarget has a great responsibility in the data breach because the fact that it happened only at Target shows that probably the store didn't have appropriate security measures. In fact, it would have been different if this had happened to the same number of costumers but in many different stores, but apparently Target had weaker measures to protect its costumers. Anyway, there must be also a problem with the security of credit cards, that should be safe from any hacker. I personally noticed the difference between my credit card (European) and other credit cards of people I know in the US: mine has a small silver square that the other ones don't have, and when I asked why they explained me that that is a device that permits to use the card in a safer way, since the magnetic stripe is less secure.
Anyway, Target should really do something more for its customers; it's true that once information is stolen it can't be "taken back", but for this reason the damage to the customers could be very serious, so now Target should help its customers to do anything they need to protect their money and bank accounts.
Kacy Howard
ReplyDeleteI do not think Target is resonsible for what happened, considering hackers were the ones who stole from many of the customers. With this being said, I think Target should have had more security precautions in order to prevent this scandal. I do not think Target is doing enough to compensate their customers who were affected by this scandal. I think Target should give those customers more than just one year of free credit monitoring, like maybe discounts on many of their products.
Target is responsible for the data breach that has affected so many of its customers. Target has been around for years and should be secure and able to control these things.The sad thing is that this isnt a new breach. They are doing enough for the customers considering the fact that they are being refunded their money and recieving new debit cards. My sister was one of those affected by target during shopping season.
ReplyDelete-shaquala courtland
Caylin Kliner
ReplyDeleteTarget is responsible for this data breach because even though they didn't mean for it to happen..they weren't doing anything to prevent things like this from happening. People could do this every single day in & out of stores, but it doesn't happen that often because buisness' are careful and they prevent things like this from happening. Target obviously was not taking the right precautions to prevent this from happening. Honestly, target is not doing enough for the customers to help them out with the trouble they had. They are only taking precautions so it doesn't happen again, which they should have been doing from the start. But, they aren't giving their customers any benefits. They should give their customers free in store credit, or a free gift card, or something to make their customers feel welcome again & show them that they are truly sorry and wants them back in the store to shop. Free monitoring protection is not enough.
Jana Traywick Yes, Target is responsible for the data breach that reached up to 110 million of it's customers. Like Schnedierman said customers deserve the stores they purchase from to protect their information. Target should have had a stronger security system against hackers but since they didn't, compensations need to be made. Offering a year of free credit monitoring is helpful an beneficial to the problem at hand. But as mentioned in the article, money compensation for any expenses resulting from the data breach. Such expenses as, but not limited to, fraud reimbursements and liabilities from civil litigation. Taking responsibility for the problem and helping those who fell victim to the hackers should be enough since that is all they could do.
ReplyDeleteTarget is absolutely responsible for this data breach. They were not protective enough with their customers personal information and they were punished by a drop in customers. It is not good enough to just provide one year credit monitoring. They should at least have a class action law suit filed against them and provide the small monetary compensation their customers deserve. If Target did not want these punishments laid on them, they should not have been so careless with there customers valuable information.
ReplyDelete-Cole Martin